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| Defaulted student loans - recovering and consolidating. a single monthly payment consolidating student loan, with an option to receive an interest rate reduction if you enroll in "automatic payments" from your checking or debit card account. CONSOLIDATION Q&A - Consolidating private student loans and federal loans Q. Which companies offer student loan consolidation programs to consolidate student loans consolidating student loan, and what type of loan consolidation programs do they offer? A. Sallie Mae - Federal consolidation ; Citi - Citibank Student Loan Corporation - Federal and Private loan consolidation ; Chela ; AES - AES ; Nellie Mae ; Bank of America ; Wells Fargo - Federal and private loan consolidation ; Key Bank - federal ; TERI - TERI Federal Guaranteed Loan consolidation ; Next Student - Next Student Loans ; US Bank - U.S. Bank Federal loans ; Educaid consolidating student loan, Wachovia - Consol/r/n
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